Wealth Transfer Planning

Our “listen first, then educate” approach ensures that each client and advisor understands their unique situation thoroughly. We work closely with your estate planning attorney and accountant to collaborate on a fully integrated wealth preservation and transfer plan. Often, these plans benefit from life insurance because of their unique tax attributes.

Ongoing insurance portfolio management and policy servicing are as crucial as the initial portfolio construction. It is a core component of our relationship with each client who incorporates life insurance into their plan.

Using life insurance as an estate preservation and wealth transfer strategy, we help our clients protect their wealth and pass on their assets to the next generation in a manner that minimizes estate, gift, and income taxes.

Our Wealth Preservation and planning process enables our clients to make adjustments due to changes in estate and gift tax laws, policy crediting rates, interest rates, and mortality rates and to take advantage of any product improvements. Such management is crucial to ensuring that the client’s insurance plays its desired role in the overall estate plan.

Our independent access to best-in-class insurance carriers and products, and strategic underwriting expertise, allow us to formulate wealth preservation/transfer strategies that benefit our clients most efficiently and cost-effectively.

Strategic planning informed by mortality analysis and risk parameters

Philanthropic giving strategies

Business succession/buy-sell planning

Independent access to best-in-class insurance markets

Systematic process of evaluating, constructing, and servicing customized life insurance portfolios

Client Relationship Summary: View and Download Form CRS