Estate, Gift, and Income Taxes can mean that more than 50% of your wealth will be lost to the IRS within 9 months of your passing. We have substantial expertise in working with you and your other advisors to review all of your options to prevent this from happening. Whether through the use of trusts, charitable vehicles, or tax-advantaged assets like life insurance, we have been able to increase the after-tax transfer of wealth to our client families around the country.
Even the best-planned and -invested portfolios can cause difficulty in the longer term if the plan is not created, implemented, and monitored with an eye toward risk. Risk is in the form of losses, but it is also unexpected changes in a family situation, taxes, underfunded insurance, and investment choices that don’t align to the client’s needs. We monitor and recommend on all of these issues – and much more.
You have saved, made good portfolio decisions, and invested in the right assets for your family’s needs, and yet when it comes time to transfer assets, or leave a legacy, unforeseen circumstances can eat away at your financial life’s work. We focus on the future in today’s decisions. We partner with you to determine the legacy you want to leave, and how best to structure it when the time comes to transition to future generations, charities, or others you care about.
Insurance is an undervalued and often overlooked aspect of any well-rounded and well-invested portfolio. You will hopefully be healthy, active, and able to participate in decisions throughout many decades of our working together. Here at PRW we have seen it all when clients encounter something completely unexpected, and unplanned, in their lives. We construct a solution that provides the right amount of protection, at the right price, for your family’s needs.
Client Relationship Summary: View and Download Form CRS 
Investment advisory services offered through PRW Wealth Management LLC. Securities offered through Lion Street Financial, LLC, member FINRA/SIPC (LSF). PRW and LSF are not affiliated. Life Insurance products offered through PRW Associates Insurance Agency, Inc. PRW does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Asset Allocation does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk.